(888) 671-LOCK

LoanLock@loanlock.com

Let us assign you a loan officer

pre-Approval Steps

Get Preapproved Fast, Move Closer to Your Dream Home Today

Secure your mortgage preapproval swiftly; transform homebuying dreams into reality.

Pre-approval Letter

I need this

First-Time Home Buyer

I need this

Home Purchase Loan

I need this

Refinance my Home

I need this

Lower my Interest Rate

I need this

Reverse Mortgage

I need this

Construction Loan

I need this

Get Pre - Approved Today

The mortgage pre-approval process is a critical step in the home buying journey, where a lender assesses your financial background to determine how much they can lend you. Here's a breakdown of the LoanLock’s mortgage pre-approval process:

Gathering Financial Information

i.e Income Proof, Asset Documentation, and Debt Information

Credit Score Check

Reviewing your credit history and score

Application Submission

Fill out a mortgage application form

Lender's Assessment

Lender reviews your application

Pre-Approval Letter

If eligible according to the criteria, we will issue pre-approval letter right away

Time Limit

A pre-approval letter is valid for 60 to 90 days

Updating Information

Any change in information (job change, change in credit score etc) inform lender.

Get Pre-Approved Today

The mortgage pre-approval process gives you a clear understanding of your buying power and positions you as a serious buyer when making an offer on a home. It also provides an opportunity to shop around for the best loan offers and rates. Remember, the pre-approved amount is the maximum you can borrow; it's essential to consider your overall budget and lifestyle to determine how much you should actually spend on a new home.

At LoanLock, we understand that your dream of owning a home is unique.

Our Mortgage Pre-approval process is designed to provide you with the lowest mortgage rates in the nation and access to special loan programs tailored to your specific needs. We keep it simple and direct, just like our conversation with you. Whether you're a first-time buyer or looking to refinance, LoanLock is your trusted partner from start to finish. Take the first step toward homeownership today – call us or fill out an application. Let's embark on this journey together and open the door to your new home.