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Our Management Team

LoanLock: Turning Mortgages into Stories of Homeownership.

We're more than just lenders; we're your partners in homeownership.

Pre-approval Letter

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First-Time Home Buyer

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Home Purchase Loan

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Refinance my Home

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Lower my Interest Rate

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Reverse Mortgage

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Construction Loan

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Meet Our Management Team

Empowering Homeownership Nationwide

At Loan Lock, we believe in transparency, expertise, and personalized service. Our management team embodies these values, bringing years of experience and dedication to the table. Get to know the leaders who drive our commitment to excellence:

Harry O

Chief Executive Officer

Unlocking Tomorrow's Mortgage Success Today.

Harry O, our visionary CEO, is the architect of Loan Lock's triumphs, unlocking future mortgage successes. Founded in 2009, his entrepreneurial spirit and 30 years of hands-on experience have propelled Loan Lock's remarkable ascent. Currently serving as Founder and CEO, Harry's strategic acumen spans diverse sectors, including mortgage, finance, and investment.

Academically accomplished with a bachelor’s degree from USC and a Master's from the Federation of Korean Industries, Harry epitomizes continuous learning and a global perspective. Loan officers, be inspired by Harry O's journey, where expertise, commitment, and passion converge to shape success in the mortgage industry.

Patrick Ladkani

Unlocking Your Mortgage Potential, One Lock at a Time

Executive Vice President

Patrick Ladkani, our accomplished Executive Vice President, brings over 25 years of expertise to the mortgage industry. With a notable career impacting companies like American Financial Network, Watermark Capital, Wells Fargo, and others, Patrick's visionary leadership in business development has been crucial to Loan Lock's growth.

Holding a Bachelor of Arts degree from Cal State University, Fullerton, Patrick combines academic excellence with a proven track record, making him a driving force behind Loan Lock's continued success.

Greg Johnson

SVP National Production & Product Development

Cultivating Success Through Genuine Care and Knowledge

Greg Johnson, SVP National Production & Product Development, is a 35-year veteran in the mortgage industry, boasting a remarkable career with over $7 billion in self-generated loan production. As a full-time Loan Officer, Greg not only consistently delivers outstanding results but also shares invaluable insights to boost the personal production of those around him. His extensive knowledge spans scaling production systems, loan origination intricacies, and secondary market nuances. Greg's primary goal is to open doors for Loan Officers and Branch Managers, emphasizing the irreplaceable combination of people skills and product knowledge for success

He passionately believes that genuine care is the key to winning people over, setting him apart in an industry where personal touch matters. Beyond traditional loan origination, Greg stands as an innovator, collaborating on the creation of innovative loan products and conducting beta testing with government agencies. As a true leader and advocate for Loan Officers' success, Greg's unwavering commitment to genuine care and expertise proves instrumental in achieving lasting success in the mortgage field.

Michael Morando

Head of Underwriting Department

Customer-Centric Underwriting Expert

With over 30 years in the mortgage industry, Michael Morando leads as the Head of Underwriting. Formerly a loan officer, he brings a fresh approach, focusing on making loans work. Michael prioritizes an open-door policy for Loan Officers and Branch Managers, believing in conversations over emails for better clarity and solutions. His success is intertwined with theirs, emphasizing outstanding customer service and a service-oriented underwriting approach across three time zones.

Robert Sweeney

Director of Human Resources

Empowering People, Fostering Success.

With 25 years of experience, Robert Sweeney leads the Director of Human Resources, dedicated to cultivating a culture that treasures people as the organization's most valuable asset. His mission is to empower, support, and guide the team, creating an environment where talent flourishes and ambitions are realized. Through empathetic leadership and strategic insight, Robert bridges the gap between organizational goals and the aspirations of valued employees, building a foundation of success where individual potential is unlocked, and collective prosperity is achieved.

Howard Wayland

Talent & Acquisition

Empowering Success Together.

With over 30 years in the mortgage industry, Howard Wayland, a top-ranking figure, started as a loan officer and rose to own successful mortgage firms. His deep industry understanding aligns with championing the aspirations of Loan Officers and Branch Managers. Howard serves as a catalyst, empowering production personnel for financial and personal success. His wealth of knowledge ensures exceptional service and innovative products, reflecting a commitment where his success is intricately tied to theirs.

Dianne Joaquin

Talent & Acquisition

Mastering Mortgages for Two Decades.

With over 20 years in the mortgage industry, Dianne Joaquin is a trusted expert known for dedication, expertise, and leadership. Starting as a Loan Officer, she rose to Vice President of production, showcasing her commitment to excellence. As a top producer, Dianne's refined knowledge allows her to address any challenge. Her unique insight provides valuable perspective on the daily challenges faced by Loan Officers and Branch Managers. Well-equipped to navigate the intricate world of mortgage lending, Dianne transforms challenges into opportunities for her origination teams.