Different Types Of Home Loans
Which is right for you?
Their team's expertise and personalized approach made our real estate experience stress-free. Highly recommended!
Aloysius Farnon
@afarnon
Their team's expertise and personalized approach made our real estate experience stress-free. Highly recommended!
Ana De Armas
@ana.de
Their team's expertise and personalized approach made our real estate experience stress-free. Highly recommended!
Donna Paulsen
@d.paul
Five commons
Home Buying Myths
01
I Do Not need 20% down to buy a home.
02
I Do Not need perfect credit to buy a home.
03
I Do need a dedicated Loan Agent.
04
A 30-year, fixed-rate mortgage is not always the best.
05
Buying a home is always better than renting.
06
Ask a Loan Office to compare FHA vs Conventional.
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Can Loan Lock
give my Pre-approval Today?
01
I need to know how much I can qualify for
02
What is the difference between Pre-qualify and Pre-approval?
03
Can Loan Lock give me a Pre-approval today?
04
Can I lock my rate with my Pre-approval?
05
Can Pre-approval expedite my loan process?
06
I want Loan Lock to start my Pre-approval.
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Revitalize your financial future
Refinance today
01
I Do need to take cash-out for home renovation.
02
I Do need to lower my monthly mortgage payments.
03
I Do Not always need substantial equity for refinancing.
04
I Do Not have to have perfect credit for a successful refinance.
05
I Doneed expert loan advice to process the loan.
06
I Dohave other options than a 30-year fixed-rate mortgage.
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Unlock Your Dream Home with
LoanLock's Diverse Loan Program
01
Do I need 20% & up for the down payment
02
Can I get Assets Depletion loans available?
03
Can I get a loan if I’m self-employed – 1099 Loans?
04
Can I get a Bank Statement Loan with 660+ credits?
05
Can I get No Ratio DSCR Loans?
06
Can I get a loan up to 6.25 MM with 680+ FICO?
Verify you're a human, Whats 9+10?
Their team's expertise and personalized approach made our real estate experience stress-free. Highly recommended!
Aloysius Farnon
@afarnon
Their team's expertise and personalized approach made our real estate experience stress-free. Highly recommended!
Ana De Armas
@ana.de
Their team's expertise and personalized approach made our real estate experience stress-free. Highly recommended!
Donna Paulsen
@d.paul
Our Loan Programs
5 - 8 UNIT
MIXED USE DSCR- •660+ FICO
- •Min. DSCR 1.00
- •Loans to $2MM
- •Interest-Only Available
- •5-8 Units Allowed
- •$1M Max Cash-Out
- •Mixed Use Limited to Retail/ Office
1099
Loans- •Credit Score Start at 660
- •Loans to $ 4MM
- •55% Max DTI (Primary)
- •LTV to 90%
- •Unlimited Cash Out
- •Non-Warrantable Condos
- •Condotels OK
Bank Statement Loans
- •Credit Score-660
- •Loans upto $ 4MM
- •LTV to 90%
- •55% Max DTI (Primary)
- •Unlimited Cash Out
- •Non-Warrantable Condos
- •Condotels OK
CALHAF - Home
Assistance DPA- Credit Scores - 680
- LTV to 97%
- MI Required
- Loans to 3% of the Appraised Value
- Secondary Financing to accompany a CalFHA
- Mortgage
- First - Time Home Buyer Opportunity
Blanket DSCR
Loans- 680+ FICO
- LTV* to 80%
- Fixed Loan
- Min. DSCR is 1.0
- Loans to $6.25MM
- Multiple Properties
- Min. 2 and Max 25 Properties Allowed
- Purchase, Rate & Term,
- Cash-Out Allowed
- Investor Opportunity
ITIN
Loans- Credit Scores - 680
- LTV to 97%
- MI Required
- Loans to 3% of the Appraised Value
- Secondary Financing to accompany a CalFHA
- Mortgage
- First - Time Home Buyer Opportunity
Loan Tips
Homeownership Insights
How Much Home Equity Can (or should) I Borrow?
Rising home values in 2022 and into 2023 have contributed to overall market volatility and made it more challenging to be a buyer.
Learn MoreHow Much Home Equity Can (or should) I Borrow?
Rising home values in 2022 and into 2023 have contributed to overall market volatility and made it more challenging to be a buyer.
How Much Home Equity Can (or should) I Borrow?
Rising home values in 2022 and into 2023 have contributed to overall market volatility and made it more challenging to be a buyer.
Learn MoreHow Much Home Equity Can (or should) I Borrow?
Rising home values in 2022 and into 2023 have contributed to overall market volatility and made it more challenging to be a buyer.
How Much Home Equity Can (or should) I Borrow?
Rising home values in 2022 and into 2023 have contributed to overall market volatility and made it more challenging to be a buyer.
Learn MoreHow Much Home Equity Can (or should) I Borrow?
Rising home values in 2022 and into 2023 have contributed to overall market volatility and made it more challenging to be a buyer.
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Address: 6 Hutton Centre Drive,
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Homeownership Insights
How Much Home Equity Can (or should) I Borrow?
How Much Home Equity Can (or should) I Borrow?
Stay Connected
Phone: (888) 671-LOCK
Email: LoanLock@loanlock.com
Address: 6 Hutton Centre Drive,
Suite 1030, Santa Ana,CA92707