OurLoanProgram08

Our Loan Programs

5 - 8 UNIT

MIXED USE DSCR
  • 660+ FICO
  • Min. DSCR 1.00
  • Loans to $2MM
  • Interest-Only Available
  • 5-8 Units Allowed
  • $1M Max Cash-Out
  • Mixed Use Limited to Retail/ Office

1099

Loans
  • Credit Score Start at 660
  • Loans to $ 4MM
  • 55% Max DTI (Primary)
  • LTV to 90%
  • Unlimited Cash Out
  • Non-Warrantable Condos
  • Condotels OK

Bank Statement Loans

  • Credit Score-660
  • Loans upto $ 4MM
  • LTV to 90%
  • 55% Max DTI (Primary)
  • Unlimited Cash Out
  • Non-Warrantable Condos
  • Condotels OK

Down Payment

Assistance
  • Credit Scores Start at 600
  • Up to 103% Max LTV*
  • Up to 3.5% of the Appraised Value on FHA Loans
  • Value on
  • FHA Loans
  • LTV* to 90%
  • Primary Residence Only

CALHAF - Home

Assistance DPA
  • Credit Scores - 680
  • LTV to 97%
  • MI Required
  • Loans to 3% of the Appraised Value
  • Secondary Financing to accompany a CalFHA
  • Mortgage
  • First - Time Home Buyer Opportunity

Blanket DSCR

Loans
  • 680+ FICO
  • LTV* to 80%
  • Fixed Loan
  • Min. DSCR is 1.0
  • Loans to $6.25MM
  • Multiple Properties
  • Min. 2 and Max 25 Properties Allowed
  • Purchase, Rate & Term,
  • Cash-Out Allowed
  • Investor Opportunity

ITIN

Loans
  • Credit Scores - 680
  • LTV to 97%
  • MI Required
  • Loans to 3% of the Appraised Value
  • Secondary Financing to accompany a CalFHA
  • Mortgage
  • First - Time Home Buyer Opportunity

No Ratio

DSCR
  • 1
  • Credit Scores - 660
  • 2
  • Loans to $ 3MM
  • 3
  • LTV* to 75%
  • 4
  • Short Term Rentals (AirBnB/VRBO)
  • 5
  • Qualify off of Interest-Only Payments

Homeownership Adventure

Turn your dream home into reality with our expert loan officers ready to guide you.